One Year Ago Today A Look Back

On January 23rd 2015 I took this photo at the Evanston Lakefront at sunrise and it was really cold and snowy. Today, one year later we have temps in the low 30's and not much show. Our friends out east are covered in snow. I feel grateful that we did not get this in Chicago land but also feel very had for the people who are snowed in. Peace and love to you and please be careful, stay warm and get help if you need it. Don't shovel if you are not up to it.

Evanston IL Condos

Evanston IL condo sales are booming, we have set records for number of sales this year for the last five years. Evanston IL and especially the downtown area have become very desired. People are able to find a full range of properties. Evanston has high rise condo developments that offer a 24 hour door person, indoor heated swimming pools, heated and attached garages and exercise rooms are just a few of the amenities one can find. Evanston also has vintage 1920s condos that have sprawling formal dining rooms and hardwood trim and mid century to 70's and 80's buildings so there is something for everyone.

If you want to search on your own lick Evanston Condos and you will have the latest data available and updated on the fly. A direct connection to the multiple listing service.

Some of the more popular buildings in Evanston are the Optima developments. In the downtown area there are three buildings, the Optima Horizons at 800 Elgin, the Optima Views at 1720 Maple and also the Optima Towers at 1580 Sherman. Click on each link if you want to see the current inventory or sale history of these popular properties. 

Another very nice building is the Sherman Plaza located at 807 Davis. This is one of the nicest buildings in Evanston and it includes a LA Fitness health club in the building that has every type of exercise equipment you could ever want including a wide range of classes. I think this is the best exercise facility in Evanston. 

If you want to find out even more, click Evanston Best Condos, a web site set up by Coldwell Banker Evanston that includes all of the most requested condo buildings in Evanston's downtown and the inventory available as well as a description of the building.

Understanding your Expectations and Exceeding them

Coldwell Banker Evanston

(800) 858-7917

Houses For Sale Evanston IL

The houses for sale in Evanston IL statistics through the end of 2015 have just come out. 2015 was a very busy year and at the end of 2015 we had the highest sales in five years. It is no surprise, Evanston IL Is a very desired place to live and has become even more so in the last few years. In addition to families, single people and young couples are interested in living in Evanston and the downtown area is one of the most popular places to live. People are able to live a lifestyle with everything you need within walking distance and having a car is optional.

At the present time there are 79 houses for sale in Evanston IL and 52 properties under contract and waiting to close. In the last 30 days, 18 single family homes have closed and are sold. For condos at the current time Evanston has 148 units for sale and 55 under contract and waiting to close. In the last 30 days, 35 condominiums have closed and are now sold.

If you want to browse on your own, click Evanston Houses for sale or Evanston Condos for sale and you will be directly connected to the multiple listing service. The data is the most current and updated on the fly.

Evanston IL is a wonderful place to live. I have been a resident since 1979 and the community has gotten better with age. We have six beautiful beaches that include a dog beach and a boat launch. Our downtown has so many great restaurants or every type of food from gourmet to ethnic and so many choices of great entertainment, people never run out of ideas to have fun. Evanston IL is the home of Northwestern University where a student can get one of the best educations available.

If you become interested in Evanston IL Real Estate or have any questions about the community, give us a call at (800) 858-7917 or click Coldwell Banker Evanston.

Rogers Park Chicago Real Estate Report January 2016

Rogers Park Beach

The Rogers Park Chicago Real Estate market report for January 2016 is out. Stats show 18.5% less new listings for all properties during December of 2015 as compared to the same period in 2014. We have 2.6% less closed sales of all properties and 1.3% less inventory of all homes, that is a combination of condos and single family homes. Rogers Park is a small area, the farthest North part of Chicago. If we take a look at houses, new listings are up 33.3%, closed sales are up 300% for December and the average sales price for houses in Rogers Park is up 8.1% to $491,650.

In the Rogers Park Chicago condo statistics for December show new listing of condos down 22.9% yet the under contract condo listings are up 72.2% but the closed sales are down 10.8%. The average sales price of a condominium is down 16.3% at $132,594. In December the percent of original list price received for condos is 94.6% of list.

If you are interested in searching on your own, click Rogers Park Chicago Real Estate and you will be directly connected to the multiple listing service. You will have the most current properties updated on the fly and as they come on the market. You can set up a search that emails you properties when ever you want.

Rogers Park is a very desired neighborhood in Chicago. It is part of the city and very diverse. A very fun and interesting place to live with every type of property you want. Rogers Park offers vintage or modern condos, stunning 1920's brick bungalow houses and mansions on Sheridan road that turn heads. People have access to great public transportation via multiple "EL" stops and wonderful beaches sitting on Lake Michigan's lake front.

If you want to hear more about Rogers Park real estate or the community give us a call and we can answer any questions. (800) 858-7917 Coldwell Banker Roger Park.

Understanding your Expectations and Exceeding them

Coldwell Banker Rogers Park

(800) 858-7917

Skokie IL Real Estate Report January 2016

The Skokie IL Real Estate market report for January 2016 has just come out. For the month of December through January 14th we see a 31.4% gain in new listings of all types of properties, 30.3% less closed sales of all property types and 18% less inventory of homes, that is condos and single family houses. To break it down further for single family homes we see a 60% gain in new listings in December of 2015 at 32 homes vs 20 properties in the same period of 2014. Skokie IL has a 111.8% gain in under contract single family homes in this period at 36 houses while last year at this time the number was 17 homes. The average sales price for a single family home in Skokie IL is $302,130, that is up 7.6% over last year at the same time.

In the condo scene for December of 2015 we see 6.7% less new listings at 14 properties listed vs 15 at this time last year. The figures for under contract condo sales is a 162.5% gain at 21 units vs 8 last year at this time. The average sales price for a condominium in Skokie IL is $188,506, up 2.4% from last year at this time.

If you are interested in to see for yourself, click Skokie Illinois Homes For Sale and you can browse single family homes or condos freely. This data is direct from the multiple listing service and updated on the fly. The same data we Realtors use to find property in Skokie IL.

Skokie IL Real Estate continues to be very popular, there are great values in homes and condos and the village offers great shopping in Old Orchard Mall, easy access to I94 or the Edens expressway and the Skokie school system is desirable offering a great education for your children.

If you become interested in Skokie IL Real Estate or have any questions about the community feel free to give us a call at Coldwell Banker Skokie. (800) 858-7917.

Understanding you Expectations and Exceeding them

Coldwell Banker Skokie

(800) 858-7917

Wilmette IL Real Estate January 2016

The Wilmette IL Real Estate January 2016 market update has just come out. The statistics are really 

Wilmette Vintage Homes

strong. We have a 23.5% gain in new listing for all types of property, 3.5% more closed sales of all types of property and a 23.1% gain of inventory. This is a sign of a booming Wilmette IL real estate market. To break it down further, in single family homes Wilmette IL has a 12.5% gain is new listings for single family homes, 11.8% less under contract houses for December of 2015 compared with the same period the prior year. The average sales price for houses is up 16.1%. We have a 30.9% gain in inventory of single family homes for December, in 2014 we had 81 new homes come on the market and in December of 2015 that number was 106.

Wilmette does not have many condominiums, in this period we have a 200% gain in new listings of condos, 14.3% less under contract properties yet a 100% gain in closed sales in December and the average sales price is up 39.2%. The average time on the market before a contract is accepted is up 47.2% to 156 days as compared to 106 days in December of 2014.

If you want to check the multiple listing service on your own, click Wilmette IL Real Estate. You will be directly connected to to the most up to date properties, updated on the fly and the same Real Estate we Realtors have access to. Browse freely with no obligation.

Currently we have 107 single family homes for sale in Wilmette and 37 properties under contract and waiting to close. In the last 30 days, 45 houses have closed and are sold. In the condo scene there are currently 26 condominiums for sale in Wilmette and 12 under contract and waiting to close. In the last 30 days 6 condos have closed in Wilmette and are now sold.

If you have and questions about Wilmette IL or its Real Estate, contact Coldwell Banker Wilmette.

Understanding your Expectations and Exceeding them

Coldwell Banker Wilmette

(800) 858-7917 



Evanston IL Real Estate Update January 2016

Evanston IL Sunrise

Here is our Evanston IL Real Estate Update for January 2015. As compared to the same time frame last year we have 30%  less new listings of all types of properties 26.7 less inventory of all types of homes yet a 28.6% gain in closed sales in Evanston Real Estate. To break it down a bit, December had 38.7 less single family new listings, at 19 in this time frame of 2015 compared with 31 houses listed in December of 2014. what is promising is that we see a 44.4% gain in under contract single family homes and an average sales price that went up 4.7%. Average market time for December of 2015 is up 4.7% at 112 days for houses and 107 days this time 2014.

As for Evanston IL condominiums we see 20.7 less new listings in December 2015 but we see 44% more under contract condos and 41% more closed sales in December vs the same time in 2014. The average sales price for Evanston condos is down 2.2% and market time is down 32.6% to 96 days, last year it was 141 days. We predict a strong Spring market, Evanston IL is in great demand.

If you want to see for yourself, please click Evanston Real Estate and you will have a direct connection to the multiple listing service and one that is updated on the fly. This is the same data that we Realtors have access to so feel free to take a look.

Currently we have 80 single family homes for sale in Evanston IL, and 51 homes under contract and waiting to close. In the last 30 days, 58 houses have closed and are now off the market. Regarding condos, at this time Evanston IL has 145 condo for sale and 51 properties under contract and waiting to close. In the last 30 days 41 condos have closed and are now sold.

If you want to find out more about Evanston IL Real Estate or the community please give us a call. We have a toll free line at Coldwell Banker Evanston (800) 858-7917.

Understanding your Expectations and Exceeding them

Coldwell Banker Evanston

(800) 858-7917

3 Bedroom Condos for sale in Wilmette Illinois

3 Bedroom Condos for sale in Wilmette Illinois provide plenty of room while still giving the buyer the chance to have the maintenance-free condo lifestyle and apartment amenities. These are a good choice for buyers looking for this type of property and many are in unique places or buildings in Wilmette. The listings presented here show the range of locations and different buildings available for 3 Bedroom Condos for sale in Wilmette Illinois.

Click 3 Bedroom Condos for Sale in Wilmette Illinois and you will be directly connected to the multiple listing service. These properties are updated on the fly and very accurate.

3 Bedroom Condos for sale in Wilmette Illinois tend to be most attractive to those who want to own their place of residence, but do not want the maintenance that usually comes with buying a traditional single-family home. Condos also tend to offer amenities like pools and gyms. Wilmette is a great town on the suburbs of Chicago with borders on Lake Michigan. It’s known for its beaches and has three big shopping centers that residents can take advantage of. The parks in town are also well-maintained and have various sports amenities as well.

3 Bedroom Condos for sale in Wilmette Illinois generally sell well and are definitely an investment consideration. If you want to see the detailed market statistics, you can find the most recent reports here at Noah Seidenberg Real Estate’s site.

The inventory of 3 Bedroom Condos for sale in Wilmette Illinois does fluctuate, so it’s best to keep apprised with a VIP Listing Search. This allows you to be notified of new listings that meet your criteria. We want to make sure that you find the three bedroom condo that best fits your budget and taste.

Understanding your Expectations and Exceeding them

Coldwell Banker Wilmette

(800) 858-7917

3 Bedroom Homes for Sale in Wilmette Illinois

3 Bedroom Homes for Sale in Wilmette Illinois are a great choice for families looking to move into the Wilmette area with its top schools and nice location by Lake Michigan. These homes provide enough extra space for a small family, but may also appeal to those looking for an extra room or home office space. You can find 3 Bedroom Homes for Sale in Wilmette Illinois in a variety of styles and ages.

Because of their versatile appeal, three bedroom homes are a good consideration for investment. If you want to know what these houses are selling for lately, we provide regular market reports for 3 Bedroom Homes for Sale in Wilmette Illinois at Noah Seidenberg Real Estate. Once you have clicked for the most recent report, you can also sign up for a VIP Listing Search and get the newest listings in your inbox as they hit the market.

The selection of 3 Bedroom Homes for Sale in Wilmette Illinois has much to offer, as the listings here show. However, the inventory of three bedroom homes can change quickly, so it’s good to keep an eye on the market for houses that fit your criteria. The best way to do that is to set up a customized listing search so you will always know what’s available to fit your tastes.

Coldwell Banker Wilmette is ready to help you in your search for 3 Bedroom Homes for Sale in Wilmette Illinois. We can answer any questions you might have about buying a home, as well as recommending a lender and scheduling showings of houses you are interested in.

Give us a call today so we can help you find the best 3 Bedroom Homes for Sale in Wilmette Illinois and get you on your way to successfully buying a new home.

Understanding your Expectations and Exceeding them

Coldwell Banker Wilmette

(800) 858-7917

4 Bedroom Homes For Sale In Skokie Illinois

Are you interested in 4 Bedroom Homes For Sale in Skokie Illinois? If you are, Coldwell Banker Skokie can help. These houses are a nice choice for families needing plenty of room. Four bedroom houses can be found in a variety of Skokie neighborhoods and in a wide range of styles. Some houses may include basements, which is a nice addition to living space. Skokie has a lot to offer with great schools and a thriving arts and culture community, including the Skokie Festival of Cultures to celebrate diversity.

Because of the appeal to families, four bedroom homes are a great look for investors. If you want to know more specifics about this part of the market, you can find the market stats for 4 Bedroom Homes For Sale in Skokie Illinois here at Noah Seidenberg Real Estate. You can also get signed up for a VIP Listing Search to get notification of recent listings that fit your criteria.

The selection of 4 Bedroom Homes For Sale in Skokie Illinois is generally good, as the listings here show. However, inventories can change quickly and if this type of house is of interest to you, it’s a good idea to get notified via a customized listing search. That way you can find the perfect house to fit your needs.

Coldwell Banker Skokie wants to help you find the 4 Bedroom Homes For Sale in Skokie Illinois that fit your needs and budget. We can help you in every aspect of buying a home, whether it’s locating a great property or recommending a great lender. Give us a call today to see how we can help you find that perfect home. If you think you’ve already found it and need to set up a showing, we can do that as well.

Understanding Your Expectations and Exceeding them

Coldwell Banker Skokie

(800) 858-7917

Skokie Illinois Homes For Sale

Skokie, Illinois is a great suburb of Chicago, sharing a border with the big city and with transit maintained by the Chicago Transit Authority. Skokie is about 16 miles to the northwest of Chicago’s downtown and only 12 miles to the east of O’Hare International Airport. Accessibility to public transportation and the airport is part of what makes Skokie Illinois homes for sale so desirable.

Skokie is known for its good municipal services, which is another appealing factor for Skokie Illinois homes for sale. The Skokie Parks District, Skokie Public Library, Skokie Northshore Sculpture Park, great school systems and the North Shore Center for the Performing Arts in Skokie are all a part of the Skokie experience.

To break it down, click 60076 Real Estate, 60077 Real Estate and you will have direct access to the latest listings direct from the multiple listing service and on the fly.

Skokie Illinois homes for sale come in a range of sizes, prices and styles. They can range from one bedroom condos, to two bedroom houses to much bigger five bedroom houses. The appeal of living in Skokie is there for families, couples, busy career people and everyone in between. You can see from the listings presented here, just what a range of housing is available in Skokie. If you’re looking for Skokie Illinois homes for sale, the best thing to do is sign up for VIP Listing Search with Noah Seidenberg Real Estate. This will keep you informed on all the new listings hitting the market and specifically the ones that fit your preset criteria.

Downtown Skokie always has something going on and it’s a favorite place of locals to enjoy the variety of restaurants, shopping and events. It’s not hard to find Skokie Illinois homes for sale with close proximity to downtown, but it’s easier with a customized listing search that specifies the location you want.

Understanding your Expectations and Exceeding them

Coldwell Banker Skokie

(800) 858-7917

4 Bedroom Homes for Sale in Rogers Park Illinois

4 Bedroom Homes For Sale in Rogers Park Illinois give families the opportunity to have plenty of room, while taking advantage of the great school districts that Rogers Park has to offer. These houses can be found throughout Rogers Park and they may come in a variety of styles and ages. Some four bedroom homes also include basements, which make great family rooms or even extra bedrooms.

Rogers Park is known for its myriad of access points to the beach and four bedroom houses located here tend to work well as investments. If you are interested in seeing just how well 4 Bedroom Homes For Sale in Rogers Park Illinois have done recently, you can check out the regular market reports available here on the site. For regular and immediate notifications of new listings for four bedroom houses, you can sign up for a VIP Listing Search.

The selection of 4 Bedroom Homes For Sale in Rogers Park Illinois usually has plenty to offer, as the listings shown here indicate. However, inventories can change quickly and the best way to keep on top of it is to set up a customized search with your criteria. You can specify all the important details about the type of house you’re interested in, whether you want it near the beaches or close to downtown.

Noah Seidenberg Real Estate would like to assist your search for 4 Bedroom Homes For Sale in Rogers Park Illinois. Not only can we help you find the four bedroom home that best suits your budget and lifestyle, but we can also recommend lenders and answer any questions you may have about the home buying process.

Give us a call today to find out more about 4 Bedroom Homes For Sale in Rogers Park Illinois, or to schedule a showing.

Understanding your Expectations and Exceeding them

Coldwell Banker Rogers Park

(800) 858-7917

3 Bedroom Homes for Sale in Skokie Illinois

Skokie IL Real Estate

3 Bedroom Homes For Sale in Skokie Illinois are a nice choice for families or those who need extra rooms for storage, hobbies, guests or an office. These houses can be found all around Skokie with a variety of ages and styles. It’s also possible to find them with basements, which gives an extra amount of living space. Skokie is a great city with close proximity to Chicago and a good school district.

Due to their popular appeal, three bedroom homes tend to work as good investments. If you want to know more about how these houses have sold, you can find regular market reports for 3 Bedroom Homes For Sale in Skokie Illinois here at Noah Seidenberg Real Estate. Click to get the latest reports. Make sure to sign up for a VIP Listing Search as well so you can be sure to be notified of the most recent listings.

The selection of 3 Bedroom Homes For Sale in Skokie Illinois is generally good, as the listings here indicate. However, inventories change frequently, so the best way to keep updated is to sign up for a customized listing search of houses that fits your needs and budget. Skokie has a lot to offer in resident services, plus a great arts community.

Noah Seidenberg Real Estate would love to be a part of your home search. We can not only help you find 3 Bedroom Homes For Sale in Skokie Illinois, but we can also help you find a great lender. We can help you navigate the ins and outs of home buying to ensure a successful purchase.

As soon as you find a home that you want to see in person, make sure to give us a call so we can set up a showing appointment that fits your schedule.

3 Bedroom Condos for Sale in Evanston Illinois

3 Bedroom Condos for sale in Evanston Illinois are a great choice for those living a busy lifestyle and wanting to be maintenance free, while still having plenty of space. A three bedroom condo gives a variety of options, from having a home office or two, a guest room or for a hobby. Three bedroom condos may also work well for busy families. Condo living allows for unique locations such as near the water or near the university.

There is a wide variety of 3 Bedroom Condos for sale in Evanston Illinois in nearly every style and price range. Condo living is distinctly different from single-family living in that it provides maintenance-free living and usually some community amenities. This gives buyers more of a carefree home-owning experience. However, despite these attractive options, HOA dues are usually quite a bit higher with condos.

3 Bedroom Condos for sale in Evanston Illinois have sold well recently and also work well as an investment. As you can see from the listings here, the variety of condos available is quite large. If you’re curious about market statistics, you can check out the market reports here or you can sign up for VIP Listing Search and see what’s coming onto the market on a day by day basis.

There can be fluctuation in the inventory of 3 Bedroom Condos for sale in Evanston Illinois, so it’s best to keep an eye on new listings if you’re interested in this type of property. Noah’s Real Estate can help with that through the site with a customized search, or you can give us a call and ask any questions you might have about inventory, the market or listings.

Coldwell Banker Evanston is committed to helping you find that condo or investment and we want to work with you every step of the way.

4 Bedroom Homes For Sale in Wilmette Illinois are a great choice for families and those looking for a lot of room in a house. Wilmette is very family friendly, with beaches, parks and a good public library to enjoy. The town is also known for its successful school system. 4 Bedroom Homes For Sale in Wilmette Illinois can be found in many neighborhoods throughout Wilmette and come in a range of styles and ages.

Because of their appealing space, four bedroom homes can work as investment properties as well. If you want look at the sales history of these houses, we offer regular market reports for 4 Bedroom Homes For Sale in Wilmette Illinois here at Noah Seidenberg Real Estate. After you’ve viewed the most recent reports, it’s easy to get signed up for a VIP Listing Search and start getting notifications of all the most recent listings.

The selection of 4 Bedroom Homes For Sale in Wilmette Illinois has much to offer as the listings here on the site indicate. Inventories can change regularly though, so it’s in your interest to keep track of houses that fit your criteria. The easiest way to do that is to set up a customized listing search so you can easily keep track of the types of houses that fit your needs,

Noah Seidenberg Real Estate wants to help you find 4 Bedroom Homes For Sale in Wilmette Illinois that fit your budget and tastes. We can help you find the right home and we can also help you find a great lender. If you have questions about the home buying process, we can help you there too.

Give us a call today to find out more about how we can help you find a four bedroom home that fits your needs

Understanding your Expectations and Exceeding them

Coldwell Banker Wilmette

(800) 858-7917

Coldwell Banker Rogers Park

We have just opened a new web site called Coldwell Banker Rogers Park that specifically deals with the real estate of Chicago's far North East neighborhood known as Rogers Park. Rogers Park  is an area that reaches from Devon to Howard and sits on Lake Michigan. Evanston is on its northern border and is 9 miles from downtown Chicago.

Rogers Park has excellent public transportation with four "EL" stops, at Howard, Jarvis, Morse and Loyola streets. Rogers Park is also the home of Loyola University. Rogers Park is a very ethnically diverse neighborhood so you can find wonderful food from all corners of the world.

Click Coldwell Banker Roger Park and you will have direct access to the multiple listing service and the most up to date property listings that are updated on the fly.

Rogers Park IL has all type of property. You can find vintage 1920s brick houses and condo buildings as well as some newer contemporary homes with all the amenities anyone would want. There are a few Frank Lloyd Wright properties listed on the National Register of Historic Places. 

If you find you are interested in Rogers Park and its Real Estate or the community, give us a call and we will answer any of your questions. Coldwell Banker Rogers Park (800) 858-7917.

Understanding your Expectations and Exceeding them

Coldwell Banker Rogers Park

(800) 858-7917

Coldwell Banker Wilmette

bahai temple

This is an introduction to the new Coldwell Banker Wilmette real estate web site. With this new site people will have access to live data from the multiple listing service that is up to date and has all the single family houses and condos available for sale in Wilmette IL. We just launched this portal and it is now live and available for anyone to use freely.
Wilmette IL is a wonderful Chicago North Shore suburb located 16 away from downtown Chicago and is neighbors with Evanston IL to the south. Wilmette has a great lakefront part in Gilson Park Beach. There is a sailing beach and is almost 60 acres of park and beach. The Fourth Of July celebration and parade at Gilson is one of the most popular in Chicago land and well attended. Also Wilmette is the home of the beautiful Baha'i Temple where all people are welcome to view its magnificent grounds.

Click Coldwell Banker Wilmette and you can take a look at our new site.

Recently the downtown of Wilmette has become host to many great new restaurants and fine shops. Also located in the downtown area is the Metra train station and there is the "EL" station at 4th and Linden. You can get to downtown Chicago and all points in between and leave you car at home. 

Wilmette is part of the New Trier school district and has top rated elementary and middle schools as well as access to New Trier High School where kids will get an excellent path to college prep if that is the choice you are interested in as well as many other great educational paths. 

People describe Wilmette IL as a bedroom community that has tree lined, cobble stone streets. The streets are still brick and gives a great feel. You can find a wide variety of homes in Wilmette IL ranging from late 1800's Victorians to 1920s brick Colonials and even contemporary homes with all the ammonites you would ever want

If you want to learn more, click Coldwell Banker Wilmette or give us a call at (800) 858-7917.

Evanston IL Best Downtown Condos

Evanston's best downtown condos is a collection of the most popular condominium developments that offer the homeowner all the amenities they want. These days people want an easy lifestyle that offers many

Sherman Plaza

different amenities and that is what this is about. Walking to public transportation in Evanston Via the Metra and "EL" trains and many great choices for dining and entertainment are among the choices people ask us as Realtors to provide them.

Because of this, we have created a couple of great and easy to use web sites to help you learn what condo buildings in Evanston you may be interested in and also to learn what features these buildings have included in their HOA or homeowners association fee. You have to ask yourself, do you want a door person, an exercise room, swimming pool, heated and attached garage and whatever else is important to you.

Click on Evanston's Best downtown condo developments and browse the inventory and features that you want and then give us a call so we can answer any of your questions. (800) 858-7917.

Understanding your Expectations and Exceeding them

Coldwell Banker Evanston

(800) 858-7917

Optima Horizons